For Health and Life Insurance

Actionable Intelligence for the Future of Insurance.

Klevera is the decisioning layer for carriers, TPAs, healthcare providers, EMR companies, and RCM companies — automating underwriting, claims, and care delivery with clinical precision and without compromising on governance.

HIPAA aligned
SOC 2 Type II
Explainable models
decision · case #LF-208411
live
Recommendation
Auto-approve96.4% confidence
Mortality risk18
Anti-selection9
Data completeness94
Drivers
  • + Normal labs, no flagged Rx history
  • + Stable BMI trajectory across 36 mo
  • · Family history reviewed, non-material
decision time · 1.4smodel · klv-uw-2.3

Trusted by leading carriers, providers, and healthtech partners

Leading US Health Insurer
MIMIT Healthcare
InPracSys EMR
Leading Indian Life Insurer

Platform

One decisioning layer across healthcare and insurance operations.

Automated underwriting

Ingest medical records, scripts, and applications. Klevera produces a risk decision with explainable rationale in seconds.

Claims intelligence

Triage clinical claims, surface inconsistencies, and route to the right reviewer with provenance attached.

Risk scoring

Longitudinal models score mortality, morbidity, and persistency across portfolios — refreshed continuously.

Fraud & abuse detection

Graph-native anomaly detection exposes provider rings and coordinated submissions before payout.

Solutions

Intelligent products for every stage of the insurance lifecycle.

Data Platform

Klevera Knowledge Fabric

Unified data layer integrating EHR, claims, and policy data into an auditable knowledge graph for enterprise intelligence.

  • Multi-source data integration
  • Knowledge graph construction
  • Real-time data refresh
  • Enterprise-wide accessibility
Prior Authorization

Klevera Prior Authorization

Automate prior authorization triage with clinical evidence synthesis, reducing approval cycle times from days to minutes.

  • Clinical evidence automation
  • Real-time authorization triage
  • Payer protocol compliance
  • Appeals management
Claims

Klevera Claims Intelligence

Triage claims automatically, detect anomalies, and route complex cases to the right reviewers with full provenance.

  • Automated claims triage
  • Anomaly detection
  • Fraud pattern recognition
  • Auditable decision trails

How it works

A decisioning fabric, not another black box.

Klevera sits alongside your core systems and reasons over the same evidence your actuaries and medical directors trust — with the transparency you need to deploy in production.

  1. 01

    Integrate

    Connect to your policy admin, claims, and EHR sources through Klevera's secure data plane.

  2. 02

    Decide

    Our domain models synthesize structured and unstructured evidence into an auditable decision.

  3. 03

    Govern

    Every output carries provenance, rationale, and policy version — ready for regulators and auditors.

40%
Reduction in cycle time
85%
Straight-through decisioning
14ms
Median decision latency
$120M
Annual loss avoidance

Governance

Built to pass regulator review — and your second line.

HIPAA aligned

Controls and BAAs for handling protected health information end-to-end.

SOC 2 Type II

Independently audited security, availability, and confidentiality posture.

Model governance

Versioned models with documented training data, evaluations, and drift checks.

Explainability

Every decision ships with human-readable rationale and source citations.

See Klevera decide on your real cases.

We'll run a private benchmark on a sample of your underwriting or claims workflow and walk you through the rationale, line by line.